Buying XRP in The USA is a simple process, and you should be able to buy XRP within 15 minutes or so.
The USA has 5 exchanges where you can buy XRP.
The best XRP exchanges in The USA for beginners are Binance and Crypto.com. An easy-to-use interface and an intuitive sign-up and buying process make all the difference when you are new to crypto.
For experienced traders in The USA, we recommend Binance and Crypto.com. Having access to many trading features and paying low fees are a must when you trade often.
Ultimately, if you just want to buy XRP, you can't go wrong with any of the exchanges above.
Most Popular for Beginners
Kraken is an easy-to-navigate platform for both beginner and experienced crypto traders.
Most Popular for Experienced traders
Binance is arguably the most well-known cryptocurrency exchange on the market, and it’s the one we subconsciously compare to most when we review other exchanges at MadCrypto.
Crypto.com is a secure crypto exchange with competitive fees and an extensive offering of cryptocurrencies and pairs.
eToro is a secure and diverse social investment platform offering not only cryptocurrencies, but stocks, commodities, and ETFs as well.
How to Buy XRP in The USA
Step 1: Register and complete KYC (know your client) verification
Most sign-up processes are relatively straightforward, but you will have to go through the Know Your Customer (KYC) process. Today, almost every exchange in The USA requires its user to verify their identity. The KYC process for users in The USA includes sending a copy of your passport or identity card, as well as a video of yourself, though the exact process varies according to the exchange you've chosen.
Step 2: Fund your account
Once you’ve completed the KYC process, you will have to fund your account. Every exchange is different - some support local fiat payment methods, while others only allow users to deposit cryptocurrency. Beginner-friendly exchanges do their best to have convenient payment methods.
Step 3: Buy XRP
Once you have a verified account with some funds, you're fully set up. Simply navigate the platform of your choice, find XRP, and buy it! As you can see, buying XRP in The USA is relatively easy and can be done quickly and efficiently.
What to do after you’ve bought XRP?
Once you’ve bought XRP, if you want to make the most out of it, you still have a couple of decisions to make.
How to safely store your XRP
Keeping your crypto safe is arguably the most important step of them all. Here you have a few options depending on what you intend to do with the XRP you’ve bought. If you intend to HODL your XRP for a long time, you should consider getting a hardware wallet that isn’t connected to the internet for safekeeping. If trading is what’s on your mind, then storing your XRP on the exchange you’re trading is the easiest way to go. The danger of keeping funds on an exchange is that you or the exchange might get hacked; luckily exchanges like Coinbase and Bitvavo are starting to insure customer accounts against hacks, which somewhat mitigates the risk.
How to stake your XRP
Staking is a way to earn interest on your XRP, which can really help grow your crypto holdings over time. If you have chosen an exchange that allows XRP staking, you can activate staking from the exchange. Often, staking will include locking your XRP for a certain amount of time, which is risky since the value of your XRP can drop while it is locked.